Financing

What Is The Financing Recovathlete.com Offers?

If you're considering getting a product, but don't have the cash or credit available to pay for one right now, you may be thinking about other financing options. We offer one of the best financing programs in the industry. 

We have partnered with the best financing companies to give you the best chance of qualifying for credit. You will be required to apply for financing. You will fill out a credit line application. You are subject to credit approval. 

RecovAthlete.com has no control over the financing decision. This is solely the lender's decision based on your creditworthiness. 

You'll usually get a decision within seconds and be able to purchase that brand new Pilates Machine of your dreams right from our website shipped directly to your door as fast as 3-10 business days. 

Enjoy Flexible Payments with Shop Pay

Enjoy Flexible Payments with Shop Pay Seize the moment without compromising your budget. Choose Shop Pay at checkout for the freedom to spread your payments over time, without any hidden fees or surprises.

CHOOSE 3, 6, OR 12 MONTHLY PAYMENTS

For example, a $1,599 purchase might cost $157.27/mo over 12 months at 14.07% APR

Shop Pay primary logo

About Shop Pay Installments

TO PAY WITH SHOP PAY INSTALLMENTS:

  1. Fill your cart, then choose Shop Pay at checkout.
  2. Choose to pay in installments and tap Continue.
  3. Select the installments option that best suits you.
  4. Choose a debit or credit card to use for payment, then tap Continue.
  5. Follow the steps to verify your identity—this usually takes just a few moments.
  6. If you agree to the terms, click Agree, then tap Authorize purchase.
  7. Enter the 6-digit verification code that was sent to your phone.

CHECKOUT EXPERIENCE USING SHOP PAY INSTALLMENTS

  1. Add items to your cart.
  2. Check out using Shop Pay.
  3. In the Payment method section, select Pay in installments and tap Continue to payment plans.
  4. Verify any requested information and select your preferred payment plan.
  5. Select a card to use as your payment method.
    Note: Monthly payments require a debit card. Credit cards are only accepted as payment methods on installment plans of 4 bi-weekly payments.
  6. Confirm your billing and shipping information is correct.
    Note: Your address needs to be in the United States.  
  7. Click Continue.
  8. If required, enter the 6-digit code sent by Shop Pay to your phone. 
  9. If you agree to the terms, select the Agree checkbox and then complete your purchase. If you don’t agree to the terms and conditions, then you can’t pay using Shop Pay Installments.  


After you select Shop Pay Installments, review your purchase. Your payment schedule will be determined by the installment option you select, and you’ll get an email reminder before each payment is charged in case you want to change your payment method.

 

INSTALLMENTS

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
 

FEES OR PENALTIES

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
 

CREDIT SCORES AND ELIGIBILITY

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
 
To use Shop Pay Installments, your shipping address needs to be in the United States. 
 

RESTRICTED ITEMS

There are some items that you can’t use Shop Pay Installments to purchase, including, but not limited to:

  • Cash advances
  • Illegal items and activities
  • Weapons, including parts and accessories
  • Narcotics
  • Regulated products such as alcohol, tobacco, or drug paraphernalia
  • Currency, including cryptocurrency
  • PayPal, Venmo, and other money transfer services
  • Loan and credit card payments

FAQS

Q: What is Shop Pay?

A: Shop Pay is a financing option that allows you to pay for your purchase over time with flexible monthly payments. With this payment option, you will not incur any interest charges on your purchase.

Q: How do I qualify for Shop Pay Financing?

A: To qualify for Shop Pay Financing, you must be 18 years of age or older and a resident of the United States. You will also need to have a valid social security number and a credit or debit card in order to apply.

Q: How do I apply for Shop Pay Financing?

A: Applying for Shop Pay financing is easy! Simply select "Financing" as your payment method at checkout and follow the prompts to complete your application. If approved, you'll be able to pay for your purchase over time with flexible monthly payments.

Q: How long does it take to get approved for Shop Pay Financing?

A: In most cases, you will know if you've been approved for financing within seconds! However, in some cases it may take up to 3 business days for your application to be fully processed.

Q: How long do I have to pay off my financing balance?

A: Your financing balance will need to be paid off within 6, 12, 18, or 24 months depending on the amount of your purchase. You will be able to see your repayment terms before you finalize your financing application.

Q: Is there a minimum purchase amount required in order to finance my order?

A: Yes, in order to use Shop Pay Financing, your purchase must be at least $35.00.

Q: How do I make payments on my financing balance?

A: Shop Pay will automatically deduct your monthly payment from the credit or debit card that you used to finance your purchase. You can log in to your Shop Pay account at any time to view your balance, make a payment, or update your payment method.

Q: What if I can't make a payment?

A: If you are having trouble making a payment, please reach out to Shop Pay's customer support team for assistance.

Q: What is the interest rate for Shop Pay Financing?

A: There is no interest charged on financing balances when you use Shop Pay! However, please note that late or missed payments may result in additional fees.

Q: Are there any other fees associated with Shop Pay Financing?

A: There are no additional fees when you use Shop Pay to finance your order. However, please note that late or missed payments may result in additional fees.

Q: Who do I contact if I have more questions about Shop Pay Financing?

A: For more information about Shop Pay Financing, please visit their website or reach out to their customer support team.